Adoption Of Digital Gold Savings Schemes Among Millennials And Gen Z Investors. International Academic Research Journal of Economics and Finance, [S. l.], v. 9, n. 1, p. 162–177, 2026. DOI: 10.5281/zenodo.19842325. Disponível em: https://www.acrpub.com/index.php/IARJEF/article/view/358.. Acesso em: 9 may. 2026.