UPI Growth and Its Impact on Banking Transactions. International Academic Research Journal of Business and Management, [S. l.], v. 14, n. 1, p. 61–69, 2026. DOI: 10.5281/zenodo.19916675. Disponível em: https://www.acrpub.com/index.php/iarjbm/article/view/367.. Acesso em: 25 may. 2026.