Determinants of Consumer Behaviour in Subscription-Based Digital Payments: An Empirical Study on Auto-Debit and Digital Wallet Usage in India. International Academic Research Journal of Business and Management, [S. l.], v. 14, n. 1, p. 469–476, 2026. DOI: 10.5281/zenodo.20034981. Disponível em: https://www.acrpub.com/index.php/iarjbm/article/view/394.. Acesso em: 25 may. 2026.